No, we don't qualify for help with our mortgage. Because we've been working hard at freelance jobs, selling what we can, cutting back to make do, and paying our debts each month, we don't qualify for the benefits provided for those in arrears. We don't qualify for the mortgage rate reduction because we have no W-2 for the last two months to prove income, a requirement of the program. The reduction would have reduced our monthly payment by a full fourth while reducing the length of our loan by ten years. We "might" qualify for what our lender called a "governmental loan restructuring modification," words that sound very much like "bankruptcy" to me. We will, of course, check into this option.
But you know what? President Obama ain't our rescuer. We don't need his stimulus package, because we have already qualified for (and are receiving benefits from) a much better stimulus package signed into effect by Jehovah Jireh Himself. So shake your head, roll your eyes, and sigh, but don't worry about us. Instead, rejoice with us that, unlike so many other Americans in grave financial straits, we have a bottomless supply of provision from One who loves us and knows our needs even before we do.
And my God shall supply all your need according to His riches in glory by Christ Jesus. Now to our God and Father be glory forever and ever. Amen.
Rejoicing in Philippians 4:19-20 today.